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Chase Freedom overpayment

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Contributor

Chase Freedom overpayment

So I’ve gotten a little over zealous paying my balances in full.  I made a payment to my chase freedom card earlier today from my chase checking account. Logged in this afternoon saw the balance and thought I had not scheduled the payment and of course my checking account had a lower balance but didn’t put that in the equation. So I scheduled another payment to be sent from my credit union account and post as of Friday.  Well, now I see the Freedom account updates to zero and I see the mistake. My credit union payment is processing so can’t change it.  Any suggestions..or am I just left to have a credit on my Freedom account?  Does anyone know if chase would just move the credit to my checking account if I call and explain?  








Gardening since April 2018
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Moderator

Re: Chase Freedom overpayment

Unfortunately, that option isn't currently available for the overpayment to be transferred to your [Chase] checking account.  Once the CU payment has posted, contact them to receive a refund check.

Message 2 of 4
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Valued Contributor

Re: Chase Freedom overpayment

I do this often on purpose. (I hate waiting for pending transactions to post). I guess this is one reason they limit it to $100 over the current balance. At least that is the message I got earlier this week.

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Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MC

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Community Leader
Super Contributor

Re: Chase Freedom overpayment


@FinStar wrote:

Unfortunately, that option isn't currently available for the overpayment to be transferred to your [Chase] checking account.  Once the CU payment has posted, contact them to receive a refund check.


+1

OP, I forgot about an autopay to NFCU and transferred a payment. As @FinStar noted, ask for a refund once it posts. NFCU gave me a refund. This happened a few years ago. 

 

Now, this double payment can’t happen with NFCU  because you are notified via a popup if a payment is pending or scheduled. 


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