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how it the max 2% per month is $12 ie $600 to get that $12 month you just spend $600 on any mix of 3 or 6 catogories
thrasher865 wrote:I'm having trouble getting $600 a month to qualify for ANY categories, much less the top 3 or 6. If you have a family this might be something to consider, as you could come close to $600 just at the supermarket, lol. For my scenario, however, I'll stick to the standard.
rbbyrbsn wrote:
how it the max 2% per month is $12 ie $600 to get that $12 month you just spend $600 on any mix of 3 or 6 catogories
thrasher865 wrote:
I'm having trouble getting $600 a month to qualify for ANY categories, much less the top 3 or 6. If you have a family this might be something to consider, as you could come close to $600 just at the supermarket, lol. For my scenario, however, I'll stick to the standard.
WhirledPeasPlease wrote:
Cheddar--Isn't this a moot point since you're still checked in at the 'center'?
cheddar wrote:
WhirledPeasPlease wrote:
Cheddar--Isn't this a moot point since you're still checked in at the 'center'?
Yep. Purely in the interest of research.
thrasher865 wrote:I'm having trouble getting $600 a month to qualify for ANY categories, much less the top 3 or 6. If you have a family this might be something to consider, as you could come close to $600 just at the supermarket, lol. For my scenario, however, I'll stick to the standard.
Utilities (water, sewer, landline, electricity, sanitation, gas) and communications (cell phone, internet, cable) are a great pair of categories to target with this card. My normal monthly bills destroy the $30 annual fee (which I won't have to pay until late next year) without trying. Eventually, I'm going to see about transferring the limit (save $1k) on a normal Chase platinum MC to the Freedom Plus card.
I also have the basic checking and savings account with Chase. They're useful at times, but Chase has few branches around the US. They're more a credit institution than deposit it seems, unless you're a major investor.
@Anonymous wrote:Utilities (water, sewer, landline, electricity, sanitation, gas) and communications (cell phone, internet, cable) are a great pair of categories to target with this card. My normal monthly bills destroy the $30 annual fee (which I won't have to pay until late next year) without trying. Eventually, I'm going to see about transferring the limit (save $1k) on a normal Chase platinum MC to the Freedom Plus card.
Could not agree more. I actually love the categories. I have a lot of pets too and I get rewards on pet stores and veterinary purchases. That's awesome for me. I'm at my 5th statement now and will already be cashing out a $200 cash rewad for the bonus check of $250. If I can make $500 a year on this card, the $30 isn't even a issue.
I thought about upgrading one of my Freedom cards to Freedom Plus, and was told that the $30 fee would be waived the first year. I asked if there was a $100 bonus if I converted and there wasn't. So then I asked if there was one for a new application, and there wasn't, but they gave me 10000 points ($100) anyway!
However, here's what I've been doing since I transferred my wedding balance off the one chase freedom card: one card my wife and I use at gas stations, groceries, and drugstores; the other card gets used for everything else. So we get 3% back on 6 categories, with no fee!
Yes, there is still a cap, but I'm not sure that it gets hit that often. If it does, its not $300 over to pay for the fee.
Actually, I use my discover card for the first $100 of gas, as I get 5% back for that. Lately, I haven't really gone over it much to need to switch to the freedom card.