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@TheBoondocks wrote:
For the Ducks Unlimited, is there a threshold to cash out or do you have to redeem it? Or is it automatically goes as statement credit every month? Thanks!
I remember reading $25, that's why I went with the Fort Knox card it's automatic statement credit each period.
its obviously freedom for me, my csr boosts its values to 7.5%.
Something else to consider. Ducks Unlimited has given me what I consider big SP CLIs every 6 months. With almost entirely gas spending I went from $4,500 to $8,000 to $13,000.
I would go with Chase in this scenario....when going for cash back, I WANT cash not statement credit, so ANY cash back card that lets me deposit real money in one of my accounts gets my vote, this is my main "hatred" for Amex....always statement credits, no REAL hard cash.....but that is just what I look for in a cash back card, some could care less about cash vs statement credit....
@Anonymous wrote:I believe Chase Freedom is better. No APR for 15 months, that makes quite difference more than rewards at times (Depends on your expenses).
I'd suggest that someone worrying about APR on a rewards card isn't at all approaching it the right way.
@Anonymous wrote:
@Anonymous wrote:I believe Chase Freedom is better. No APR for 15 months, that makes quite difference more than rewards at times (Depends on your expenses).
I'd suggest that someone worrying about APR on a rewards card isn't at all approaching it the right way.
And by the same token, if the product has some dual benefit thatccan serve either perspective, it's up to the individual to decide what is best for them, approach aside. Everyone's goals are different.
@FinStar wrote:And by the same token, if the product has some dual benefit thatccan serve either perspective, it's up to the individual to decide what is best for them, approach aside. Everyone's goals are different.
That's not what I'm talking about. I'm speaking specifically on someone stepping on a dollar to pick up a quarter and the erosion of rewards due to paying interest. That's very different than someone using a rewards card for a 0% offer or something.