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Chase Freedom

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Anonymous
Not applicable

Chase Freedom

Well I applied for a Chase Freedom card about 2-3 weeks ago.  I was told additional infomration would be needed so I called the recon line.  

 

I had to provide drivers license and ss card.  Called back about a week later: App still processing so I figured I was denied.  I logged into my Chase banking account and now there is a credit card attached with a limit of $3K - my biggest limit!  

Message 1 of 12
11 REPLIES 11
daveg38
Established Contributor

Re: Chase Freedom

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 2 of 12
bribro
Valued Contributor

Re: Chase Freedom

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 3 of 12
boomhower
Valued Contributor

Re: Chase Freedom


@daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.

Message 4 of 12
Anonymous
Not applicable

Re: Chase Freedom


@boomhower wrote:

@daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.

Message 5 of 12
boomhower
Valued Contributor

Re: Chase Freedom


@Anonymous wrote:

@boomhower wrote:

@daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.


hhmm, new one to me.  Where are you finding your points statement?

Message 6 of 12
daveg38
Established Contributor

Re: Chase Freedom

If you look at the terms of the offer, they give you merchant codes considered grocery.

 

Without looking, I believe Walmart is coded 5411 (grocery) no matter what you buy there.

 

Google the term "visa merchant codes" and locate the merchant search from Visa's site - you can type in Walmart and like 3 codes come up - match it to Walmart's code and Chase Freedom's offer.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 7 of 12
elpo9
Regular Contributor

Re: Chase Freedom

It counts if it's a Super Walmart (sells groceries too), but regular Walmart is usually not counted.

NFCU (7000) | Freedom Visa (2400) | DM (2500) | AMEX Plat (7000) | Amazon.com (1800) | GapCard ($750) | Closed: Barclays (1500) | Cap1 ($750) | BoA 1-2-3 Rewards (2500) | Gardening til mid-autumn 2015 for that Delta Platinum AMEX

Starting Score: 608 (2015) 702 (2012), 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2018 Goal Score: 715


Take the FICO Fitness Challenge
Message 8 of 12
bichonmom
Senior Contributor

Re: Chase Freedom


@bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 9 of 12
bribro
Valued Contributor

Re: Chase Freedom


@bichonmom wrote:

@bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?



I tell the (lengthy) story here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/td-p/1366261

 

I called the Chase lending team at 888-270-2127. Good luck!

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 10 of 12
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