Just had BK7 drop off after 9yrs, 11mos - app'd for Chase Freedom with TU-669, EX699 and EQ723 - got the 30 day message, called the recon number listed under the backdoor number thread the next day and they approved me for 7k CL - they harded TU and EQ on me - I live in MI.
This was really a surprise since my highest CL is 1k opened 9 mos ago. I had a 60 & 90 late on a student loan from 06, thought i had the auto pay setup but didn't go through - only baddies on report - the loan was paid off 6/08, don't know if that made any difference...