Chase IHG card opinions

[jcooks]

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@tjs19593 wrote:

 I see that Chase IHG card is offering a 140,000 bonus points for a $3k spend in 3 months. My wife is looking to get a new card and I think is under the Chase 5/24 rule. I really dont care about the IHG part but the $1,400 SUB is very attractive. $99 annual fee. Am I missining something, seems too good to be true. She is 870 FICO score.

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I don't believe you can cash in IHG points for either statement credits or a withdrawal.

[ways2go]

I have the $49 annual fee card.  You do get one free night in any ihg hotel, willing the hotel participates.  Ihg says the free annual night equals to 40,000 points.  They keep offering me to upgrade to the $99 annual fee card.  I'll stick with my $49 fee card for the free night.  I use it for a weekend getaway.