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Just wondering if Chase increase the minimun payments? because my minimun payment in the pass months was $25 on both Freedom cards and just today both statments closed with a minimun payment of $35
Freedom balance $71
Freedom balance $544
No late payments and 0% APR on both
Thanks for the support
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
I messaged Chase and said the following:
"as of September 3, 2019, your minimum payment is $35 and it's due on September 27, 2019.
We calculate your minimum monthly payment by adding:
The larger of:
I hope the information that I've provided has been helpful.
We appreciate your business, and thank you for being a Chase customer.
Thank you,"
I don't understand this message? What do they mean by Flexible Financing Offers?
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
Yeah, I received a letter, months ago, about the minimum payment increase. My Chase cards have no 0% APR and I always pay in full so it's not some significant change for me.
The letter also mentioned flexible financing stuff with credit cards, while I did not take very deep research on this when I got the letter, but it looked to me that it can mess with my purchase grace period so I have no intentions of using it.
see https://thepointsguy.com/news/my-chase-plan-my-chase-loan/
do we have to agree with the changes?
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
@TyRacing wrote:do we have to agree with the changes?
Opting out of changes like this usually will result in being forced to close the account.
no just trying to take advantage of the 0% APR. by using it to make some extra cash
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
@TyRacing wrote:no just trying to take advantage of the 0% APR. by using it to make some extra cash
Paying minimum on a Chase card? That’s brave. 😂