Chase Pre Approval Page - Glean Any Info?

[shane82388]

So after having high balances for a while there, the Chase pre-approval page is now showing im pre-approve for Slate again (already have Freedom). Is this a good sign? For example...any guesses on if this means my chances of a CLI on my Freedom is a little more likely?

[enharu]

Like any preapprovals, they are not an accurate indicator of approval odds, though they are also kinda the best out there.

[Creditaddict]

I find the chase pre-approvals to be quite accurate... now how that translates to CLI seems not an = comparison since for some reason Chase seems to like giving out new accounts more so than rewarding current customers with higher CL's

[shane82388]

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@enharu wrote:
Like any preapprovals, they are not an accurate indicator of approval odds, though they are also kinda the best out there.

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Well i know they arent exactly accurate for automatic approvals but does that mean the internal scoring or soemthing like that may have been updated?

It just weird how i pull my scores a week ago and KNOW they are much better than when i had pre-approvals for years a while ago...yet i wasnt being pre approved for the past few months. Now all of a sudden im pre-approved and nothing on my reports has changed... and i check almost daily just to guage where i stand. :-)

[Creditaddict]

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@shane82388 wrote:

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@enharu wrote:
Like any preapprovals, they are not an accurate indicator of approval odds, though they are also kinda the best out there.

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Well i know they arent exactly accurate for automatic approvals but does that mean the internal scoring or soemthing like that may have been updated?

It just weird how i pull my scores a week ago and KNOW they are much better than when i had pre-approvals for years a while ago...yet i wasnt being pre approved for the past few months. Now all of a sudden im pre-approved and nothing on my reports has changed... and i check almost daily just to guage where i stand. :-)

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What changed is you have that Ink!

Id take the pre-approval and then you can move some or all the CL over to freedom!

[shane82388]

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@Creditaddict wrote:

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@shane82388 wrote:

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@enharu wrote:
Like any preapprovals, they are not an accurate indicator of approval odds, though they are also kinda the best out there.

---

Well i know they arent exactly accurate for automatic approvals but does that mean the internal scoring or soemthing like that may have been updated?

It just weird how i pull my scores a week ago and KNOW they are much better than when i had pre-approvals for years a while ago...yet i wasnt being pre approved for the past few months. Now all of a sudden im pre-approved and nothing on my reports has changed... and i check almost daily just to guage where i stand. :-)

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What changed is you have that Ink!

Id take the pre-approval and then you can move some or all the CL over to freedom!

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Well i was approved for the INK a week or two ago...but that doesnt report to personal credit reports. I guess Chase would internally be away they gave me a $5k Chase Ink card but...

i dont really want the Chase Slate pre-approval...im not sure what you mean by move the CL over to Freedom?

[shane82388]

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What changed is you have that Ink!

Id take the pre-approval and then you can move some or all the CL over to freedom!

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Oh whoa...wait...you mean accept the Slate approval, then just consolidate whatever that limit in to the Freedom, immediately and instantly close the Slate?

[Creditaddict]

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@shane82388 wrote:

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What changed is you have that Ink!

Id take the pre-approval and then you can move some or all the CL over to freedom!

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Oh whoa...wait...you mean accept the Slate approval, then just consolidate whatever that limit in to the Freedom, immediately and instantly close the Slate?

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Yes... but you might have to wait 30 days after opening... not sure if you can do it instantly but I think you can with chase.

[shane82388]

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@Creditaddict wrote:

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@shane82388 wrote:

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What changed is you have that Ink!

Id take the pre-approval and then you can move some or all the CL over to freedom!

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Oh whoa...wait...you mean accept the Slate approval, then just consolidate whatever that limit in to the Freedom, immediately and instantly close the Slate?

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Yes... but you might have to wait 30 days after opening... not sure if you can do it instantly but I think you can with chase.

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Thats a very creative idea...is this a common thing to do?

Figure if your going to have a hard credit pull either way...probably a better chance of getting a larger line that way...yeah?

[shane82388]

http://ficoforums.myfico.com/t5/Credit-Cards/Combining-Credit-Limits-Chase/td-p/846084/page/2

 this thread is pretty old but it says you can...

can anyone confirm if you can open a new account and just combine it with your current Chase card right after approval as a psudo-CLI? lol