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Chase Prequalified Offers

sparklerd34
Established Contributor

Re: Chase Prequalified Offers

thanks for all the useful information. I will keep this in mind. I just got approved for the Freedom Unlimited.  I am good with the mix i got thus far so not really wanting anything more if any it would be the Freedom with the categories.   This was very helpful






Message 11 of 14
jlitnns
Established Contributor

Re: Chase Prequalified Offers

Congrats on the approval! What are some data points? And your SL if you want to share?

 

Currently showing 3 offers with green marks on top but when I click on the offer it doesn't get a firm rate, just a range and it doesn't have my info pre-loaded. This is new to me, AMEX loaded all my info when I go to their offers so this is scaring me off a little.

 

Robot Very Happy


Message 12 of 14
sjt
Senior Contributor

Re: Chase Prequalified Offers


@Dionysios123wrote:

Ok, so this is about the picture below. I'm building credit so I can have one year history before I apply for my first Chase card (either Freedom or CSP). When I used to log in I would get an offer for CSP (because of CPC), and since I was denied for CSP I've only seen CFU offer. I don't get any offers when I do "explore offers". So, my question is two-fold:

 

One, are the "Your Offers" accurate, or are they just a way for Chase to get more applications?

Second, does Chase really need one-year, or should I cold app in June, and if I do apply should I apply for Chase Freedom and CSP at the same time to combine apps?

 

 

 

Screen Shot 2018-02-07 at 2.38.39 AM.png


For DP, when you applied for the CSP was it a pre-qual offer, what was the reason for denial, and did you recon or have your CPC banker recon on your behalf.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum, Business Cash
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) EX: 809 / EQ: 824 / TU: 812
Message 13 of 14
Dionysios123
Valued Member

Re: Chase Prequalified Offers

Reason was length of history, CPC banker told me to wait because a recon wouldn't help with short history.

 

Since then:

 

-I've grown my Cap One history and gotten a CLI

-Got a Discover It

-Got an Amex PRG

Message 14 of 14
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