And some PCs may be one-way. Chase will keep some old cards active while AFAIK closing them to new apps. You can PC out but not necessarily back in.
$49 IHG, $75 Hyatt, United Presidential Plus.
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.