Chase Slate To Be Discontinued

[FinStar]

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@Anonymous wrote:
Right, there are many other CC's, but what I and DW find weird is that Chase approved the last card with lower scores, higher balances, and higher utilization. The underwriting must be a little stricter. FWIW, DW is @ 3/24

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How long ago though?

[Anonymous]

Middle of March I'd have to check for exact date

[FinStar]

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@Anonymous wrote:
Middle of March I'd have to check for exact date

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An item to keep in mind, when it comes to CC porfolio/product segments, lenders are continually adjusting their risk and profitability models.  So, from a UW perspective, what may have been (or appeared to be) a more 'laxed' criteria several months ago, may not be the case these days.   Plus, the interesting part is that any of the AI algorithms being used are pretty adaptive.

[Anonymous]

Perhaps profitability played a part... Chase has yet to profit from DW and I. 3 swipes, 5k balance, now 2k. Using 0% intro and paying 12- 15x min pmnt

[8Hunnid]

My wife just received an offer for the Slate card today. She's had her CFU for almost a year and kept a balance on it for the 0% intro apr. We made a big payment last week. The offer is good until Aug 26. Hopefully some useful DPs

[Anonymous]

Happy Thursday, all! I came home to a mailer from Chase telling me basically to apply for the Slate and the interest rate would be 17% or so. My question is, I thought they were discontinuing the Slate? I’m a little surprised since my actual Chase app has me already fully approved for the CSP, just not pulling that trigger because I don’t like AF lol.

[FinStar]

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@Anonymous wrote:
Happy Thursday, all! I came home to a mailer from Chase telling me basically to apply for the Slate and the interest rate would be 17% or so. My question is, I thought they were discontinuing the Slate? I’m a little surprised since my actual Chase app has me already fully approved for the CSP, just not pulling that trigger because I don’t like AF lol.

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It appears Chase may eventually phase it out at some point (TBD), but the product is still available to apply.

[ChargedUp]

I just got an offer for Chase Slate in the mail today... I don't think it's quite dead yet LOL.

[ibebarrett]

I just got a slate offer in the mail, I’m curious when it’s supposed to hit the chopping block

[Anonymous]

I got a preapproval in the mail as well. I was pretty surprised because I understood Slate to be Chase’s entry level product and I’m in deep with Chase already.

CSR- $35k
CFU- $24.1k
WoH- $20k
Prime- $11.5k

Seems surprising they’d include me in a Slate push, but who knows. I trashed it. No interest.