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Chase Slate To Be Discontinued

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Moderator Emeritus

Re: Chase Slate To Be Discontinued


@Xatos wrote:
Right, there are many other CC's, but what I and DW find weird is that Chase approved the last card with lower scores, higher balances, and higher utilization. The underwriting must be a little stricter. FWIW, DW is @ 3/24

How long ago though?

Message 61 of 83
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Frequent Contributor

Re: Chase Slate To Be Discontinued

Middle of March I'd have to check for exact date
Kohl's $3K | Cap1 QS $2.5K | Target Redcard $1.8K | Citi DC $6.4K | Amex BCE $1K | Dick's ScoreRewards MC 10K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 3K | WF CashWise VS $11.3K | Discover IT $9.8K | Disco IT Miles (#2) 2K | Citizen's Bank Cashback Plus WMC $9.7K | Fidelity VS $9K | USBank Cash+ VS $9K | Cap1 VentureOne 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | BBVA ClearPoints 7.5K | PNC Cash Rewards 10.5K | BECU Cashback 19.5K | EX 705 | TU 731 | EQ 659
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | Amex Biz Gold NPSL | Amex Biz Green NPSL | US Bank Biz Cash 3K ~LOC's~ BECU 15K |
Message 62 of 83
Highlighted
Moderator Emeritus

Re: Chase Slate To Be Discontinued


@Xatos wrote:
Middle of March I'd have to check for exact date

An item to keep in mind, when it comes to CC porfolio/product segments, lenders are continually adjusting their risk and profitability models.  So, from a UW perspective, what may have been (or appeared to be) a more 'laxed' criteria several months ago, may not be the case these days.   Plus, the interesting part is that any of the AI algorithms being used are pretty adaptive.

Message 63 of 83
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Frequent Contributor

Re: Chase Slate To Be Discontinued

Perhaps profitability played a part... Chase has yet to profit from DW and I. 3 swipes, 5k balance, now 2k. Using 0% intro and paying 12- 15x min pmnt
Kohl's $3K | Cap1 QS $2.5K | Target Redcard $1.8K | Citi DC $6.4K | Amex BCE $1K | Dick's ScoreRewards MC 10K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 3K | WF CashWise VS $11.3K | Discover IT $9.8K | Disco IT Miles (#2) 2K | Citizen's Bank Cashback Plus WMC $9.7K | Fidelity VS $9K | USBank Cash+ VS $9K | Cap1 VentureOne 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | BBVA ClearPoints 7.5K | PNC Cash Rewards 10.5K | BECU Cashback 19.5K | EX 705 | TU 731 | EQ 659
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | Amex Biz Gold NPSL | Amex Biz Green NPSL | US Bank Biz Cash 3K ~LOC's~ BECU 15K |
Message 64 of 83
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Established Member

Re: Chase Slate To Be Discontinued

My wife just received an offer for the Slate card today. She's had her CFU for almost a year and kept a balance on it for the 0% intro apr. We made a big payment last week. The offer is good until Aug 26. Hopefully some useful DPs
Trans 750 EX 750 EQ 750
CO Quicksilver 7,500
FNBO Speedway 11,000
Amex BCP 18,000
Barclay Uber 9,850
Sync Lowes 16,000
Chase FU (AU) 6,600
Chase F 12,000
Discover (AU) 18,000
US Bank Cash+ 12,000
General Electric CU 15,000
Hilton Honors 5,000
Utilization 12%
Negative - 30 day 4 years ago
Message 65 of 83
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Member

Chase Slate

Happy Thursday, all! I came home to a mailer from Chase telling me basically to apply for the Slate and the interest rate would be 17% or so. My question is, I thought they were discontinuing the Slate? I’m a little surprised since my actual Chase app has me already fully approved for the CSP, just not pulling that trigger because I don’t like AF lol.
Message 66 of 83
Highlighted
Moderator Emeritus

Re: Chase Slate


@aries994 wrote:
Happy Thursday, all! I came home to a mailer from Chase telling me basically to apply for the Slate and the interest rate would be 17% or so. My question is, I thought they were discontinuing the Slate? I’m a little surprised since my actual Chase app has me already fully approved for the CSP, just not pulling that trigger because I don’t like AF lol.

It appears Chase may eventually phase it out at some point (TBD), but the product is still available to apply.

Message 67 of 83
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Valued Contributor

Re: Chase Slate

I just got an offer for Chase Slate in the mail today... I don't think it's quite dead yet LOL.

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 68 of 83
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Regular Contributor

Re: Chase Slate To Be Discontinued

I just got a slate offer in the mail, I’m curious when it’s supposed to hit the chopping block
FICO 8. EQ - 669. EX - 696. TU - 694
FICO 9. EQ - 689. EX - 689. TU - 715

Capital One Quicksilver - $1950 || Care Credit - $12000 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $1600
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 69 of 83
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New Member

Re: Chase Slate To Be Discontinued

I got a preapproval in the mail as well. I was pretty surprised because I understood Slate to be Chase’s entry level product and I’m in deep with Chase already.

CSR- $35k
CFU- $24.1k
WoH- $20k
Prime- $11.5k

Seems surprising they’d include me in a Slate push, but who knows. I trashed it. No interest.
Message 70 of 83
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