Chase Trifecta Update?

[bigblue7722]

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@hiro905 wrote:

I recently appled for this card at the Chase branch and the 7% is still advertised

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yes it comes in the mailer but it is not listed on the website anymore

[bigblue7722]

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

[nachoslibres]

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

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Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

[G19OD]

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@nachoslibres wrote:

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

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Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

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If anyone has experience banking with Chase, how easy it is to transfer money to other institutions? Are there fees related? How about account fees?

I currently use BoA and I don't pay any fees as I request transfers using outside institutions. I figure I could do the same with Chase. I just don't know if it is worth the hassle of switching.

[nachoslibres]

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@G19OD wrote:

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@nachoslibres wrote:

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

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Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

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If anyone has experience banking with Chase, how easy it is to transfer money to other institutions? Are there fees related? How about account fees?

I currently use BoA and I don't pay any fees as I request transfers using outside institutions. I figure I could do the same with Chase. I just don't know if it is worth the hassle of switching.

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They have different tiers of checking accounts.  The lowest tier has a $12 monthly service fee that is waived if you do at least $500 in direct deposits a month OR keep a $1,500 minimum daily balance in the account OR have an average daily balance of $5,000 or more in qualifying linked accounts (i.e. savings, investments).  There are no fees for external transfers unless they are wire transfers - which I'm assuming that is not what you are talking about.

[G19OD]

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@nachoslibres wrote:

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@G19OD wrote:

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@nachoslibres wrote:

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

---

Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

---

If anyone has experience banking with Chase, how easy it is to transfer money to other institutions? Are there fees related? How about account fees?

I currently use BoA and I don't pay any fees as I request transfers using outside institutions. I figure I could do the same with Chase. I just don't know if it is worth the hassle of switching.

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They have different tiers of checking accounts.  The lowest tier has a $12 monthly service fee that is waived if you do at least $500 in direct deposits a month OR keep a $1,500 minimum daily balance in the account OR have an average daily balance of $5,000 or more in qualifying linked accounts (i.e. savings, investments).  There are no fees for external transfers unless they are wire transfers - which I'm assuming that is not what you are talking about.

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Yeah just for transferring money between all of my accounts, no wires. Which tier do you recommend? I would have monthly direct deposits.

[hiro905]

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@G19OD wrote:

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@nachoslibres wrote:

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@G19OD wrote:

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@nachoslibres wrote:

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

---

Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

---

If anyone has experience banking with Chase, how easy it is to transfer money to other institutions? Are there fees related? How about account fees?

I currently use BoA and I don't pay any fees as I request transfers using outside institutions. I figure I could do the same with Chase. I just don't know if it is worth the hassle of switching.

---

They have different tiers of checking accounts.  The lowest tier has a $12 monthly service fee that is waived if you do at least $500 in direct deposits a month OR keep a $1,500 minimum daily balance in the account OR have an average daily balance of $5,000 or more in qualifying linked accounts (i.e. savings, investments).  There are no fees for external transfers unless they are wire transfers - which I'm assuming that is not what you are talking about.

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Yeah just for transferring money between all of my accounts, no wires. Which tier do you recommend? I would have monthly direct deposits.

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I would just get the basic account, as long as you are depositing at least $500 a month. 

[nachoslibres]

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@G19OD wrote:

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@nachoslibres wrote:

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@G19OD wrote:

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@nachoslibres wrote:

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@bigblue7722 wrote:

I think i know the answer to this but im just double checking. There is no need for a chase checking account if you plan to take your freedom ur points and transfer them over to your csp points right?

---

Chase checking just gives you an annual 10% bonus to the UR points you earn on the Freedom, whether you have the CSP or not.  So no, you don't have to have a Chase checking to transfer from Freedom to CSP, it just gets you an extra bonus on the Freedom points.

---

If anyone has experience banking with Chase, how easy it is to transfer money to other institutions? Are there fees related? How about account fees?

I currently use BoA and I don't pay any fees as I request transfers using outside institutions. I figure I could do the same with Chase. I just don't know if it is worth the hassle of switching.

---

They have different tiers of checking accounts.  The lowest tier has a $12 monthly service fee that is waived if you do at least $500 in direct deposits a month OR keep a $1,500 minimum daily balance in the account OR have an average daily balance of $5,000 or more in qualifying linked accounts (i.e. savings, investments).  There are no fees for external transfers unless they are wire transfers - which I'm assuming that is not what you are talking about.

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Yeah just for transferring money between all of my accounts, no wires. Which tier do you recommend? I would have monthly direct deposits.

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I use the mid tier which requires a $15k minimum daily balance for no service fee mainly for the free checks and free safety deposit box.  But I initally used the basic one which worked fine as well.

[Anonymous]

You can have lots of bank accounts so it's not all or nothing.  If you like your current banks, you can open the Chase account, park $1,500 in it and be done.  With today's low interest rates, you are not going to be losing much money on that $1,500, e.g. $15 a year if moved from a 1% savings account, and you can see if the extra URs on Freedom spend will more than make up for that.