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Chase United Explorer vs IHG card

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red259
Super Contributor

Chase United Explorer vs IHG card

I'm trying to decide which of these cards I may want to app for next. I am at 4/24 so I can only pick one at this time. With the current bonuses does anyone know which card may be better and if either of these higher bonuses are likely to be around again in the future. For example. is the IHG 125k bonus common or more of an anomaly. I'm not really tied to either brand, but I do use them once in awhile when my other options are not viable. I was looking at the status with IHG but apparently that doesn't apply to IC properties and status is usually more useful at higher class properties. The free night and SUB might be useful though. The explorer card would give me two lounge passes which may be useful when flying on partner airlines and I have used united points in the past and I could always top the united account off with chase URs for a higher end redemption. Anyone have any thoughts of what might be the better choice between the two? 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 1 of 10
9 REPLIES 9
wasCB14
Super Contributor

Re: Chase United Explorer vs IHG card

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 10
red259
Super Contributor

Re: Chase United Explorer vs IHG card


@wasCB14 wrote:

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.


I've only stayed at one holiday inn and in certain parts of the world, crown plaza. They are never my first choice but mainly when I am out in secondary cities where the other chains don't have properties.  They were always just kinda ok. Never that bad. I see with IC if you really want to stay multiple times a year you can just buy the elite status. For what its worth I looked at some properties in different parts of Asia and I was seeing a return about 0.5 cents per point. Not really that great but if it is somewhat difficult to secure an award with the points or certificate than that does signiicantly impact the value of the program, especially when its not a chain that I frequent to begin with. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 3 of 10
red259
Super Contributor

Re: Chase United Explorer vs IHG card

I ended up opting for the United explorer card which I felt like was a decent move. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 10
wasCB14
Super Contributor

Re: Chase United Explorer vs IHG card

I'm not in a rush for either card but I'd rather have 60k United miles than 125k IHG points.

 

ICs can be pretty basic if not an Ambassador and if not paying for a meaningful upgrade. I recall several FT posts of people disappointed at paying a lot for a basic room at a supposedly premier hotel instead of a nicer room at more basic property.

 

People used to take that free night to extremes. Bora Bora was very popular. I managed Times Square on NYE one year.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 10
Anonymous
Not applicable

Re: Chase United Explorer vs IHG card


@wasCB14 wrote:

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.


We must be looking at different properties I've book 3 speculative IHG bookings for next year at about 1.3cpp.  If anything their redemptions are amazing right now.  

Message 6 of 10
wasCB14
Super Contributor

Re: Chase United Explorer vs IHG card


@Anonymous wrote:

@wasCB14 wrote:

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.


We must be looking at different properties I've book 3 speculative IHG bookings for next year at about 1.3cpp.  If anything their redemptions are amazing right now.  


Which properties/dates for 1.3? That is surprising but it sometimes happens at higher-category or very seasonal properties.

 

I was looking out a few weeks at Manhattan, Los Angeles, and London. Those are all areas hit hard by COVID at present. 2021 revenue prices imply imply a significant increase in demand vs. the present.

 

I suspect hotels will need to eventually cut a lot of their 2021 revenue rates from where they are at present.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 7 of 10
Citylights18
Valued Contributor

Re: Chase United Explorer vs IHG card


@wasCB14 wrote:

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.


I don't think there is a situation where you won't get at least 1.5 ccp with Hyatt. 3.0 ccp is common at the 5,000 a night properties.

 

I don't see the appeal of a personal airplane card when airlines are in a tailspin and you don't know what they'll look like in 5 years. Hotels can't exactly pick up and move like airplanes can.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
Chase Ultimate Rewards 661,525 | IHG One Rewards 144,443 | Hilton Honors 143,801 | AMEX Membership Rewards 102,729 | World of Hyatt 90,413 | Marriott Bonvoy 65,343 | Citi Thank You 62,712 | Wells Fargo Rewards 33,652 | Southwest Rapid Rewards 28,105 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 792 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 6,992 ($69.92) | Amazon Rewards 475 ($4.75) | Discover CB 499 ($4.99)
Message 8 of 10
red259
Super Contributor

Re: Chase United Explorer vs IHG card


@Citylights18 wrote:

@wasCB14 wrote:

I keep the $49 card because it's still a very good value...but I've soured on IHG in general.

 

IHG has kept award prices high as cash prices have plummeted in the face of low demand. IHG points are thus often worth 0.3 cents each these days.

 

The annual night cap was, of course, an awful nerf. But the bigger complaint I have is that (at least pre-COVID) award space was often unavailable even when a hotel had a lot of vacancies. I recall one HI or HIX where I couldn't get award space even though the parking lot was about 85% or so empty. They told me they only offered 7 award rooms per night.

 

Hyatt can be tough about award space, but at least there I have a reasonable chance at getting a good point value.


I don't think there is a situation where you won't get at least 1.5 ccp with Hyatt. 3.0 ccp is common at the 5,000 a night properties.

 

I don't see the appeal of a personal airplane card when airlines are in a tailspin and you don't know what they'll look like in 5 years. Hotels can't exactly pick up and move like airplanes can.


I don't see United going anywhere anytime soon and there is absolutely no chance I am waiting five years to redeem miles etc. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 9 of 10
Anonymous
Not applicable

Re: Chase United Explorer vs IHG card


@Citylights18 wrote:

I don't see the appeal of a personal airplane card when airlines are in a tailspin and you don't know what they'll look like in 5 years. Hotels can't exactly pick up and move like airplanes can.


I'm actually a little nervous with the points/miles I've accumilated so far. I had planned to sue them much earlier but things came up, then again was planning a trip for this past Spring and that fell through for obvious reasons. Now I'm somehat worried when i'll actually be able to go not to emtnion if my point/miles will even be worth what they would have been in the past. Plus teh fact those CC aren't getting as much use thus hardly any points adding up in the meantime.

 

So i've had thoughts of going for another CC to boost my pool, but what's the point in adding more during an unknown period?

Message 10 of 10
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