I'm planning out a roadmap for myself, DW, and both of my college DD's for the next year or so. Chase Freedom is probably the #1 goal card for any of us to apply for next year (we are all in the garden at this time after we all received 2 new accounts over the past 4 months). I would love to be able to get the Chase F due to the category spends lining up with our spend, and it seems to alternate similar categories with Disco It making them a great pair.
For DW and myself, we have no chance with Chase until our BK7 drops in 3 more years. Next year, however, both DD's should have an excellent chance at getting CFU. If either one are approved for a CFU, would Chase allow myself or DW to be added as an AU? Or does the BK7 rule still apply with AU cards too? I don't remember any credit checks being run on AU accounts for our current cards, but Chase may be different for all I know.
Second part, if myself or DW are able to be added as AU, does that help our chances of getting in with Chase after the BK drops off our reports (kind of like having a checking or savings account with them can sometimes help)?
EDIT: Corrected the card to Chase Freedom (originally had the Freedom Unlimited listed).
Opps, yes I meant the CF with the rotating categories. I just can't keep them straight! LOL
Never owned a Chase, so we are golden there. I fully expect a toy limit on my youngest DD. That's kind of why we chose AMEX BCE as her 2nd card even though she won't be buying groceries, hoping that maybe AMEX will give her a sizeable CL within the next year that would prompt Chase in doing the same.
