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Chase closed my credit card?

CardNut
Valued Contributor

Re: Chase closed my credit card?

Congrats on dodging a bullet and sorry for the closure. 

 

If you really like a card but really don't need or want to use it often, take it out for a spin every couple of months to ensure it gets enough usage.

 

Cards aren't nearly the work of having to walk a dog every day, but they do require some attention to keep them alive, something along the lines of a cactus. 

Scores, HPs/24 mos. (updated 01/13/21):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 811, 1/24
    Equifax = 813, 0/24

Total 2020 rewards, incl. offers/deals = $1,388.00

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 11 of 13
Rebuild2022
Super Contributor

Re: Chase closed my credit card?

Sorry to hear about Chase card closure. We are in the middle or economic downturn and every bank is tightening their accounts. I am sure things will pick up soon and you might be able to get a new card with Chase.

Gardening since 08/2020
Message 12 of 13
ChargedUp
Valued Contributor

Re: Chase closed my credit card?

Sorry about the closure but congrats on Chase being upstanding and not bagging you with fees and damaging your credit reports.

 

Even if you're not using a card, it's wise to sign on and check on it at least once a month to monitor for things like trailing interest (if you previously carried a balance), forgotten AF's and especially unauthorized use!

 

As far as applying again, I'm not sure how this is going to play out with Chase's internal recordkeeping. They didn't report anything, but they do have their own internal memory... which is loooooooong.

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 13 of 13
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