Don't believe that's the case. I keep getting mailers for the Chase Slate. And every time I check the prequal on their website I also get the slate offer. I've done this for about a month now and it hasn't changed. But it is strange that your offers changed.
^Two sides to that coin. No prequal also doesn't necessarily mean you wouldn't get approved, OP. Many people cold app for cards they want without seeing any sort of prequal and they still get approved. YMMV of course, but ultimately it's up to you what you want to do.
@Anonymous wrote:My chase prequals changed a couple of times a month, despite their being no real changes in my reports. Either take the chance and cold apply, or check back in a couple weeks.
Huh, I have to admit I haven't checked a loopy number of times but ever since I started receiving Slate mailers a while ago (I seriously get more Chase Slate mail than pretty much anything else other than outright junk mail, once every week or two at the latest) it has always been there on their prequal site, and the same has held true for the CSP mailers I've gotten for the last six months or so.
@Anonymous: least from my reading this forum for a while and my own experiences, Chase UW is pretty consistent if you qualified previously, and you haven't had a material change in your credit, you're probably still qualified now. FWIW I foolishly chucked my last CSP letter and will simply be going down to a branch to ask if I have pre-approval which I'm pretty certain is still there post-mortgage inquiries: if you had the mailer and want the card, that's the route I'd suggest you try too if you can spare the time during their business hours.
