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Chase is giving out offers.

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kilroy8
Community Leader
Super Contributor

Re: Chase is giving out offers.

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.

Message 11 of 53
Anonymous
Not applicable

Re: Chase is giving out offers.

Way over 5/24 with 24 inquiries. I have a side hobby-travel. Smiley Wink 

I went in to do another Chase app (not the green check mark one).. and got declined due to 5/24. This was AFTER the two green check mark offers that got instantly approved. 

Message 12 of 53
kilroy8
Community Leader
Super Contributor

Re: Chase is giving out offers.

Yea, but see, Chase always double pulls me. EX and TU. No more double/triple pulls, there are other places out there. Unless the SUB gets REALLY big.

Message 13 of 53
Sloedough
Regular Contributor

Re: Chase is giving out offers.

I've been banking with Chase for 8+ years.

 

In my experience, If Chase likes you or they want something from you, they will bend their rules a bit. They have been hounding me to refinance my mortgage with them for a year. I applied for a CSR (no green check) and was instantally approved. I was at 5/24, but 3 cards were 23 months old.

 

I always say if you treat Chase right, they will treat you right.



Message 14 of 53
UncleB
Credit Mentor

Re: Chase is giving out offers.


@Anonymous wrote:

Not sure how to repond to each comment. 


This might help...

 

How to quote a post:  http://ficoforums.myfico.com/t5/Community-Feature-FAQ-s/How-to-Quote-a-Post/td-p/2603189

Message 15 of 53
Anonymous
Not applicable

Re: Chase is giving out offers.


@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 

Message 16 of 53
kilroy8
Community Leader
Super Contributor

Re: Chase is giving out offers.


@Anonymous wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.

Message 17 of 53
Anonymous
Not applicable

Re: Chase is giving out offers.


@kilroy8 wrote:

@Anonymous wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.


Well glad I was wrong.  Congrats on the approval.  Guess Chase changed their mind again

Message 18 of 53
Adkins
Legendary Contributor

Re: Chase is giving out offers.


@kilroy8 wrote:

@Anonymous wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.


Hahahahahahaha! Congratulations!! 


Last HP 08-07-2023



Message 19 of 53
K-in-Boston
Credit Mentor

Re: Chase is giving out offers.

Wow. If the true green check mark offers are back (I got CSP and Slate last year, DW got CSP) I really hope the Marriott card enters the mix.
Message 20 of 53
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