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Chase messed up my CLD

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NRB525
Super Contributor

Re: Chase messed up my CLD

I have a Chase Freedom card, which was from an earlier, now merged bank.

Balance Chasing a $3,500 limit, CLD to $1,900 in Dec 2008, then to $1,700 in July 2009, then finally to $1,500 in July 2010, where it sat.

 

In Oct 2018 I got an auto CLI to $3,000 on the card.

 

In June 2019, I got another auto CLI to $4,900.

 

I don't have OCD, I just have an aversion to CLD.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 21 of 25
Anonymous
Not applicable

Re: Chase messed up my CLD


@NRB525 wrote:

Not gonna ask why I would go from $6,500 to $6,000 CL.


OP stated he wanted to round off the limit to the nearest thousand and ditch the $500.

Message 22 of 25
kdm31091
Super Contributor

Re: Chase messed up my CLD

I would have just left the limit alone but what’s done is done. The EO isn’t necessary for this situation unless you are unsuccessful via normal channels. Try calling first. Immediately running to EO isn’t needed.
Message 23 of 25
SkyCommander
Frequent Contributor

Re: Chase messed up my CLD

After some call and messages they restored the limit. Got my 6k limit. Lesson somewhat learned but all my cards are rounded off now I won’t be repeating this anytime soon.

Chase Hyatt | Chase Sapphire Preferred | Chase Freedom Unlimited | Amex ED | Amex Hilton | Amex Bonvoy | BoA Amtrak | CapOne Quicksilver
Message 24 of 25
FinStar
Moderator Emeritus

Re: Chase messed up my CLD

The OP's question has been well-covered and their issue resolved so the thread is now locked and closed to new messages.

 

FS 

Message 25 of 25
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