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@marmaladepie wrote:Adding to previous DP:
I have CSR since 2/2017, and IHG card since 3/2018. Neither show "increase credit limit" options.
Clean file, ficos 800+
I did take a HP as mentioned earlier CLI on CSR from 10k to 19k a month ago.
DH has CSR since 2/2017 as well. His profile does show the link.
Current limit is 37,500
Clean file, ficos 800+ also
checked on web browser.
So scores may or may not affect seeing this option, but what it seems is, if you recently received an increase you may not see the option, until X time passes. I just checked wifey's accounts and she also has the options with a 720 FICO. Our most recent increases (auto) are at the least 6 months old.
Edit: maybe they are soft pulling customers to attempt the roll out. If that were the case, it may suggest a certain increase after a hard pull- or why soft pull and offer. Anyway, that's speculation.
@SoCalifornia wrote:Oinkily Doinkily, neighbor. I Guinea'd. Awaiting the rolled out, Chase-blue carpet outcome. Log into your account on the desktop site. There will be the '3 dot' selection to the far right of said account, drop down will open and among that will be 'account services'. From there you should be able to see the 'increase my credit limit' option, if available. While I highly doubt that it's an option for your new card, perhaps it's at least listed as an option?
It certainly is an odd, ominous feeling
You tried the link I mentioned I found on Google? Interestingly, when I came back to my computer later and logged into Chase (from a new browser session), it popped up a message about "not having any offers for a CLI right now but contact us if you want one anyway", or something like that. Probably when I hit that site while not logged in, it set a cookie or something so it looked for a "CLI offer" I didn't have. It might be the link they give to people when SP CLI offers pop up.
Anyway, on my desktop website, I don't get the "3 Dot" menu, instead I get a drop down menu that says "Things you can do". Clicking this gives me this (and no request CLI option)... on either card including my older one. So maybe it's not rolled out to everyone yet, or only certain folks are "eligible". See screenshot:
Another thing: I have 2 Chase cards and the desktop site works a bit differently when you have 2 than one... such as this menu saying "Things you can do" instead of being 3 dots... maybe the menus haven't been updated on both versions of the site?
Has anyone gotten an "instant" CLI yet through this new feature, or are they all going to review? Maybe they don't have CLI underwriting automated yet...
dont see it on mine. I speculate they are rolling it out slowly? I type cli increase in help box and said you must call in for a credit ine increase, etc.. I speculate all will have it eventually, but i certainly dont have it now and i doubt i am capped on exposure with chase either as closed a card a few years ago and never bothered transferring that 10k limit, etc.
@Loquat wrote:
@Brian_Earl_Spilner wrote:Lol, if chase started doing SP CLIs, this place would go nuts.
LOL! Probably so...but not in a good way. Could you imagine what the outcry would be if SP turned into "needs more time" that turned into a manual review...and with the behavior of this place I could see Chase doing some MASSIVE shutdowns. LOL. Yea...like others have said, I'd wait for some DPs before clicking any button with Chase.
And at least for my experience, Chase has always been VERY generous with their approval limits so I don't necessarily need an increase on any of their products that I have. Not to mention that if you have multiple product then one can move around limits without much heartache anyway.
Omg that would be awful.. "how did this one get past 5/24?" *closed by credit grantor*
@Remedios wrote:I dont have it on desktop or mobile. I did not expect to see it, both cards have decent limits, I think I got everything they were willing to give.
Too bad because CLI would increase cash advance amount 😐
While I'm trying to do my best to finally appear like the rest of population (CR wise), the thought of Chase doing a "review" gives me a cringe, followed by bone breaking spasm.
No, no and no.
I have several Chase cards and they are all at the original limit. Never wanted the hard pull, I checked the newest card just to see if the option was there, and I found it in this drop down list on the right.
Extra DP.
Checked DW's account on desktop and she has the button on all 3 cards; FU, Freedom & CSP. Its not available on the app. She has also got a checking acct. with DD of payments from a part-time gig.
We decided to follow 'Socal' and filled in the 3 required info and clicked submit. Got the exact same result. "More time needed for review, request received, don't submit another...blah, blah, blah". Would see what turns up and report back. She had received two auto CLIs in the last 5months on two of those cards.
Had earlier unlocked TU and EX but so far no alert of any pull which is strange cause Experian Creditworks alerts are usually instantaneous. So would see how that shapes up too.
@Credit_Flavours wrote:Extra DP.
Checked DW's account on desktop and she has the button on all 3 cards; FU, Freedom & CSP. Its not available on the app. She has also got a checking acct. with DD of payments from a part-time gig.
We decided to follow 'Socal' and filled in the 3 required info and clicked submit. Got the exact same result. "More time needed for review, request received, don't submit another...blah, blah, blah". Would see what turns up and report back. She had received two auto CLIs in the last 5months on two of those cards.
Had earlier unlocked TU and EX but so far no alert of any pull which is strange cause Experian Creditworks alerts are usually instantaneous. So would see how that shapes up too.
Like stated earlier, it's probably still a manual process until they get it up and running. While chase has people working evenings and weekends, there's not many. When I was there, we're talking like 10 people in our office for the entire country. Not sure if other locations had more.
@Boragard wrote:I do not have the option to increase my limit online.
Don't have it either!
For DP.
I have the CLI option.
My CSR is only 5 months old.
I live in the NY/Washington DC area.
No CLI since SL.
I have several prequalified cards in "my offers". So, I know I have not hit their internal credit limit for me.
So as a follow up, we decided to have her call the backdoor number. She was told that the request was auto declined because she recently received an increase on that card(a month ago). Also the analyst informed her that her credit was NOT pulled at all but she could make a request now on her other cards.
Hope this helps.