Out of the two, which is Easier to be Approved for AND the best at CLI's and Multiple Account Approval (after established)...?
@Charmante wrote:Out of the two, which is Easier to be Approved for AND the best at CLI's and Multiple Account Approval (after established)...?
@Charmante wrote:Out of the two, which is Easier to be Approved for AND the best at CLI's and Multiple Account Approval (after established)...?
Chase will deny you if you are 5/24
Citi will deny for 6/6 Inqs (I believe)
Someone else could probably better clarify on Citi.
For me Citi has been by far more generous with CLIs (see my recent Chase post 
). But that is just MY experience. It is not the case for others. Citi seems to be more lenient with new accounts than Chase. Chase has the 5/24 rule which limits 5 new cc accounts per 24 months. I have not heard the same said of Citi. I have never opened 5 cards within 24 months so I can't solidly confirm that.
The best thing about Citi is you can request CLI online versus wasting a bunch of time on the phone.
@staticvoidmain wrote:Citi has SP CLI request.
With Chase, well, all you can do with Chase is hope for the day that you know will never come.
^^^^^^
THIS!!
@Charmante wrote:LOL! It appears that Chase is very difficult to deal with... haha
Which CITI card is best to app for, for getting foot in door? (easiest approval)
Check out their pre-qualify page:
https://www.citicards.com/cards/credit/application/flow.action?isInvitation=N
