No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Okay so I really want the Chase Freedom but my utl is around 50% due to being on my DW Chase Freedom Card. EDIT: I am an AU on my DW card.
I have my business banking with them for one year now. If I app and get denied can I call and recon right away or should I wait tomorrow? Will my business banking with them help? There has been a 20K - 40K deposit in total each month since account was opened? Will this help with my recon? Thanks.
BUMP! Anyone?
What is your overall uti, is this your only card? recons can be requested immediately.
You may be in luck since Chase generally does not include AU accounts in their analysis.
@migliogiorni wrote:What is your overall uti, is this your only card? recons can be requested immediately.
My overallutl. is around 50%. Which is mainly my DW Freedom card. I have AMEX, CapOne, Discover, Wally Discover, Citi all in good standing. Should I app and then recon right away if denied? Thanks again.
@kwazziee wrote:
@migliogiorni wrote:What is your overall uti, is this your only card? recons can be requested immediately.
My overallutl. is around 50%. Which is mainly my DW Freedom card. I have AMEX, CapOne, Discover, Wally Discover, Citi all in good standing. Should I app and then recon right away if denied? Thanks again.
No, you should re-read my post and realize your DW's utilization has no impact on your own approval/denial.
@Jlu wrote:
@kwazziee wrote:
@migliogiorni wrote:What is your overall uti, is this your only card? recons can be requested immediately.
My overallutl. is around 50%. Which is mainly my DW Freedom card. I have AMEX, CapOne, Discover, Wally Discover, Citi all in good standing. Should I app and then recon right away if denied? Thanks again.
No, you should re-read my post and realize your DW's utilization has no impact on your own approval/denial.
Didn't see that. Thank you for the response. I think I will pull the trigger today. Thanks again.
You're welcome. Good luck & please report back.