@Anonymous wrote:
okay just called chase to check. csr had me on hold for about 2 minutes and came back on the phone and insured me it was only a soft pull for the increase
I hope so, if it was an HP I imagine it would have appeared on your reports almost immediately, so perhaps you're in the clear. However, front line csrs are famous for saying no HP this or that without knowing the difference- so generally speaking assume they are not going to know the real answer to the HP question and have report in question in a freeze or else check your report(s) right away to try to avoid any surprises going forward.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover