I was approved for a 2k limit for the Citi thank you card , i havent tried to call and see if i could get my limit bumped up anymore ...Question is i have a Walmart card with a 3500 limit and a balance of 3k on it atm . I was thinking of doing the BT for as much as i can for the no intrest rate for 15 months ...the thing is will Citi look down on me for almost maxing out the card already for a BT ? Anyone's 2 cents is welcome pls and thx !
You shouldn't have a problem. When I applied for my Simplicity, I indicated that I was interested in a balance transfer, told them how much and which account. The CL was less than the BT amount I requested and CITI (not me) chose to max out the card for the balance transfer. I had quite a chuckle when they did that. CL was 2k and I think the BT brought the balance to 1996.00 which included the BT fee.
Thanks for the replys , guess ill wait for my card to come in the mail and try for a CLI and a BT ! Hopefuly with out a HP !
Thanks , i called for a CLI not useing the backdoor number cause they were closed at the time and they wanted to do another HP i told them no thanks ill wait it out . Ill call the backdoor number tomorrow when the EO office is open and see if they can do anything for me . But i did transfer the max of my 2k limit they would allow and if i get lucky with the EO ill transfer the rest then ! Time to pay off these cards as i get a bad sunburn in the GARDEN !!!!!!Cause im sure ill be there a while lol !