cancel
Showing results for 
Search instead for 
Did you mean: 

Citi AAdvantage APR reduced without usage!

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

Citi AAdvantage APR reduced without usage!

I've had some good luck these past few days. Just received the Citi AAdvantage card yesterday in the mail. Wasn't happy with 26% APR, so I chatted online with rep who referred me to call customer service. I did just that, and after being on hold for a few minutes. the CS rep was happy to inform me that my APR was reduced to 20% from 26%! Just 2% above lowest APR offered for the card. I know it's still on the high side, but unbelievable achievement on a brand new card! Smiley Very Happy

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 1 of 7
6 REPLIES 6
Community Leader
Super Contributor

Re: Citi AAdvantage APR reduced without usage!

Congrats on your APR reduction!

Message 2 of 7
Valued Contributor

Re: Citi AAdvantage APR reduced without usage!

Way to go!  You never know unless you ask Smiley Wink

Message 3 of 7
Valued Contributor

Re: Citi AAdvantage APR reduced without usage!

Congratulations!!

Message 4 of 7
Established Contributor

Re: Citi AAdvantage APR reduced without usage!

Thats a nice APR reduction. Congratulations!











Current

Goal Cards

Message 5 of 7
Regular Contributor

Re: Citi AAdvantage APR reduced without usage!

Awesome! Nice work! 

Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 10.5k
Amazon Store Card 10k

Fico 8s as of 8/20/2019:


Message 6 of 7
Community Leader
Valued Contributor

Re: Citi AAdvantage APR reduced without usage!

They really want you to use it lol. Congrats!!
Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.