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Citi AAdvantage Platinum Select APR reduction

Regular Contributor

Citi AAdvantage Platinum Select APR reduction

After seeing several posts regarding APR reduction on this card, I thought I would give it a try.  I have had the card for almost 1 year with 1 SP cli.  I called the number on the back of the card, spoke to a very nice lady who said she to hold while see processed the request.  Within a matter of minutes, she responded with a reduction from 24.24% to 17.24%.  I generally PIF, but just in case, the call was worth my time.

Thanks to everyone for all the helpful info on this site.  

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa
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Legendary Contributor

Re: Citi AAdvantage Platinum Select APR reduction

Excellent apr dropSmiley Happy
Message 2 of 4
Established Contributor

Re: Citi AAdvantage Platinum Select APR reduction

Awesome!!!  I wonder if 1 year is an official internal qualifier for an APR reduction.

Rebuild Cards

Goal Cards

Message 3 of 4
Regular Contributor

Re: Citi AAdvantage Platinum Select APR reduction

I do this via live chat on a regular basis. My current rate was just bumped from 14.59 to 15.59% when the rate hikes took place. But its still below their advertised APR. 


Wish Costco would do it but its one rate for everyone. 

BK discharged 10/7/2014
Current Scores MyFico TU: 753 EQ: 773 EX: 668
Cards: NFCU CashRewards 48000 | NFCU Flagship 32000| Huntington Voice 18,000 | Citi AA 33,000 |BB&T 4500 | Cap1 V 33500 | Sony 7000 | TVA Employee CU 10,000 | WF Propel 15000 | Sync BananaR Visa 10,000 | DCU Visa 15000 | Overstock 11800 | Sync Lowes 25000 | Sync AE 7000 | Sync Amazon 10,000 | Sync Belk 10000 | NFCU CLOC 15,000 | Citi Costco 9,700 | First Bank 8000 | Bestbuy Visa 10,000 | HomeDepot 5000 | BBVA CP 10000 | Macy's Store 11,300 |
Installments WF Mortgage $257k | Y-12 FCU HELOC 16,000 | Mercedes-Benz Lease | Mercedes-Benz Lease | DCU Auto Loan

AAoA 3 yrs 7 M
TONS of Inquires :-p
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