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Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@codesingh wrote:Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
CONGRATS!!
@codesingh wrote:Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
Congratulations. Not sure what you mean "I have no idea about what kinda card it is".
The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc. You can also redeem for gift cards/magazines etc, but these are considered lower value uses.
You usually earn 1 mile per $ spent, with 2 miles on AA purchases.
Do you fly AA or partners? (Or US Air once merger happens?)
@longtimelurker wrote:
@codesingh wrote:Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
Congratulations. Not sure what you mean "I have no idea about what kinda card it is".
The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc. You can also redeem for gift cards/magazines etc, but these are considered lower value uses.
You usually earn 1 mile per $ spent, with 2 miles on AA purchases.
Do you fly AA or partners? (Or US Air once merger happens?)
Also, there is an AF which people generally find easy to get partly waived with a retention offer (like fee credit if you spend $1000 in the next three months etc). Having some spend on the account will help!
@longtimelurker wrote:
@longtimelurker wrote:
@codesingh wrote:Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
Congratulations. Not sure what you mean "I have no idea about what kinda card it is".
The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc. You can also redeem for gift cards/magazines etc, but these are considered lower value uses.
You usually earn 1 mile per $ spent, with 2 miles on AA purchases.
Do you fly AA or partners? (Or US Air once merger happens?)
Also, there is an AF which people generally find easy to get partly waived with a retention offer (like fee credit if you spend $1000 in the next three months etc). Having some spend on the account will help!
Thanks all...Thanks longtimelurker for the idea.
I do use AA and I see this citi card as better than amex delta in that it will give me one companion ticket/fare per year.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
AAdvantage mile is generally considered one of the most valuable Frequent Flyer Miles.. Slightly better than United, much better than Delta.. According to my experience.
BTW.. I was thinking you were approved for something like $30K CL when I saw the subject.
@w20031424 wrote:AAdvantage mile is generally considered one of the most valuable Frequent Flyer Miles.. Slightly better than United, much better than Delta.. According to my experience.
BTW.. I was thinking you were approved for something like $30K CL when I saw the subject.
That's right w20031424, esp. because CITI will give one companion fare each year of membership is what tops the skymiles, actually amex's gold delta skymiles used to give a companion fare each year of membership but then they stopped doing that.
...well...the news is i got yet another notification that they added few more hundred and made it to 9.1k for my approval. 9.1k is a high initial CL!! for any lender.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@codesingh wrote:Hello myFico,
It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!
Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.
Code
Congrats WTG