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Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

tag
Marz2002
Senior Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===


@AverageJoesCredit wrote:
I just check my Citi DC, looks like my apr is 14.99%Smiley Happy. I think it was like 20% recentlySmiley Wink

Thanks for the DP @AJC!

 

Citi is advertising 15.99 as their BEST  standard rate for new DoubleCash cardholders right now! Smiley Surprised

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 11 of 20
AverageJoesCredit
Legendary Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

Wow, thats great. Maybe i misread but ill double checkSmiley Wink
Message 12 of 20
Winesnoblv
Regular Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

It seems as though Citi's advertising may not have caught up with their reduced rates.

I double checked and my apr is 16.99% (v) for purchases and 27.49% (v) for cash advances (which I would never do).

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa
Message 13 of 20
AverageJoesCredit
Legendary Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

Oopsie, that rate was on my DP. My DC. Is 21.24 still. Im gonna call and see if i can get a apr reduction. Never hurts to trySmiley Wink
Message 14 of 20
shoegal
Valued Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

Congrats Marz! That’s awesome 🎉


Message 15 of 20
AverageJoesCredit
Legendary Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===

17.99 Seconds to Marz🤘😎
Message 16 of 20
Marz2002
Senior Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===


@Winesnoblv wrote:

It seems as though Citi's advertising may not have caught up with their reduced rates.

I double checked and my apr is 16.99% (v) for purchases and 27.49% (v) for cash advances (which I would never do).


AGREED,  thanks for double checking your APR! Smiley Happy

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 17 of 20
Marz2002
Senior Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===


@AverageJoesCredit wrote:
Oopsie, that rate was on my DP. My DC. Is 21.24 still. Im gonna call and see if i can get a apr reduction. Never hurts to trySmiley Wink

Thanks for the clarification @AJC, I agree that you should go get that Citi DC apr Reduction! Smiley Wink

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 18 of 20
Marz2002
Senior Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===


@shoegal wrote:

Congrats Marz! That’s awesome 🎉


Thanks , I was happy with the 18.24% APR, but 17.99% is even better!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 19 of 20
Marz2002
Senior Contributor

Re: Citi AAdvantage card - Auto APR REDUCTION to 17.99% <===


@AverageJoesCredit wrote:
17.99 Seconds to Marz🤘😎

LOL - That's TOO funny @AJC!!! Smiley LOL

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 20 of 20
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