Well, CITI is still offering some people CLIs...
Conversation with my wife just now:
Me: "This is addressed to you, dunno what it is but the only folks in South Dakota who send us mail are credit card companies [see this]"
Her: "It's a balance transfer offer from Citibank [she and I both have individual Citi cards], and it comes with a $2300 increase in my credit limit. I have no balance to transfer, but it says I can also deposit it in my checking account. Should I do it to get the credit increase, then next month pay the balance in full?"
Me: "What's your limit on that card now?"
Me: "Not worth it, $15K is plenty."
Which of the above scores are real FICO scores and which ones came from the EX site (FAKOS)? Also what kind and age of baddies and how many inquiries on different reports? Approval for CC isn't based solely on scores.
Also...you might want to start a new thread here asking your question...it may be read by more people with an answer for you that way.