Citi Balance transfers?

Closingracer99 · ‎07-17-2014

It says on Balance Transfers including direct deposits a promo 0% APR? What is the Direct Deposit part of it mean? It is like a Cash Advance but with 0% APR?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Creditaddict · ‎07-17-2014

@Closingracer99 wrote:
It says on Balance Transfers including direct deposits a promo 0% APR? What is the Direct Deposit part of it mean? It is like a Cash Advance but with 0% APR?

yes you can give them your checking account number and they will deposit the money directly into it.

Closingracer99 · ‎07-17-2014

@Creditaddict wrote:
@Closingracer99 wrote:
It says on Balance Transfers including direct deposits a promo 0% APR? What is the Direct Deposit part of it mean? It is like a Cash Advance but with 0% APR?

yes you can give them your checking account number and they will deposit the money directly into it.

And the APR is 0%?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

GlocksAndCredit · ‎07-17-2014

@Closingracer99 wrote:
@Creditaddict wrote:
@Closingracer99 wrote:
It says on Balance Transfers including direct deposits a promo 0% APR? What is the Direct Deposit part of it mean? It is like a Cash Advance but with 0% APR?

yes you can give them your checking account number and they will deposit the money directly into it.
And the APR is 0%?

Yes, for however long a period they give you. Typically 12 Months...

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.