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Citi Best Buy to Double cash product change

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Anonymous
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Citi Best Buy to Double cash product change

Is this possible? The Best Buy card is a terrible fit for Me! I would love a lazy 2% card without the HP.
Message 1 of 15
14 REPLIES 14
Anonymous
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Re: Citi Best Buy to Double cash product change

Hello and welcome. I’m fairly confident that you can’t PC a co-branded card to a DC. Good luck. 

Message 2 of 15
Anonymous
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Re: Citi Best Buy to Double cash product change

Nuts. That's what I am fearing, I keep seeing it the other way around.
Message 3 of 15
Anonymous
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Re: Citi Best Buy to Double cash product change

Someone else may have more ideas or insight. 

Message 4 of 15
wasCB14
Super Contributor

Re: Citi Best Buy to Double cash product change


@Anonymous wrote:

Hello and welcome. I’m fairly confident that you can’t PC a co-branded card to a DC. Good luck. 


I think the problem is that the card is issued by Citi Retail, not Citibank.

 

PCs among Costco*, DC, TY, AA, etc. seem pretty common. Some cobrand PCs work...but not ones involving Citi Retail cobands.

 

Costco PCs may be one-way....maybe you can PC to it but not from it.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 15
Anonymous
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Re: Citi Best Buy to Double cash product change

Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.
Message 6 of 15
Anonymous
Not applicable

Re: Citi Best Buy to Double cash product change

Thank you very much , that's very helpful. Just to reiterate (I'm still learning here) ... this Best Buy card is staying a Best Buy card, without even a hope of changing to a different retailer who actually matters to me, correct? Thank you again!
Message 7 of 15
wasCB14
Super Contributor

Re: Citi Best Buy to Double cash product change


@Anonymous wrote:
Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.

Oh...come to think of it, Costco might be one-way.

 

Maybe you can PC to it, but not from it.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 8 of 15
JR_TX
Valued Contributor

Re: Citi Best Buy to Double cash product change

It is my understanding that PC is only available to and from any  of the “unsecured” cards you see on the link below with the exception  maybe of the “Simplicity”? Correct me if I’m wrong though.

 

https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards&intc=7~1...

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 9 of 15
Anonymous
Not applicable

Re: Citi Best Buy to Double cash product change


@wasCB14 wrote:

@Anonymous wrote:
Have they changed the policy on Costco? I was told I can't PC Costco card to Citi cards last year.

Oh...come to think of it, Costco might be one-way.

 

Maybe you can PC to it, but not from it.


That's what I was told by Citi, although the CSR said it's a new card and they're working on allowing it to be PCed out, I took it with a grain of salt and it has been a year since. I wanted to PC to DC so I can get out of Costco membership, don't shop there as often anymore, without losing my 4+ year history on the Amex/Citi Costco.
Message 10 of 15
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