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Citi CLI denied, advice please

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john398
Senior Contributor

Citi CLI denied, advice please

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?

Message 1 of 5
4 REPLIES 4
webhopper
Moderator Emeritus

Re: Citi CLI denied, advice please


@john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 5
john398
Senior Contributor

Re: Citi CLI denied, advice please


@webhopper wrote:

@john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?


I opened this account on 3/27/12 so since opening my 6th statement came on 9/28

Also whats odd is it says mycredit score they gave me is as of August 2012 but I asked for the CLI online yesterday so I guess they are using an old score

Message 3 of 5
john398
Senior Contributor

Re: Citi CLI denied, advice please

bump, so no advice of when I should try again?

Message 4 of 5
cutemarty1
Regular Contributor

Re: Citi CLI denied, advice please


@john398 wrote:

bump, so no advice of when I should try again?


try asking for a manual review which I did. I had multiple inquiries since I just closed on a mortgage thus was denied on instantly on the website. 

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Message 5 of 5
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