I just received my Citi Cash Returns card. It's my first prime card in about 10 years and my second card since I started repairing my credit in February.
The statement is cut on June 26th. When I called to activate the card I asked when they report to the CRA's and the rep said they only report when a member is delinquent. I am sure she was misinformed. Does anyone have this card and know when /how it reports?
Almost all cards report on the day the statement cuts, Amex and HSBC are the two big exceptions.