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Citi Costco credit card

razzy116
Frequent Contributor

Citi Costco credit card

Do you need to be a costco member to apply for the card? thinking about applying down the road and i"m paying a collection that i have. Thank you and be safe.

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Current Score: c669
Goal Score: 800


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Message 1 of 11
10 REPLIES 10
SouthernCredit
Valued Member

Re: Citi Costco credit card

I think you either have to have a membership, or sign up for one as part of the application process.

Message 2 of 11
wasCB14
Super Contributor

Re: Citi Costco credit card

The first blank to fill in on the online application is your membership number.

 

I got mine by calling and PCing from AA Platinum. The Citi rep on the phone needed my membership number to process the PC.

 

Citi has very flexible PC rules (except for the fact that a Costco card cannot be PCed to anything else). I think it's good to take advantage of them by getting a big TY or AA SUB first and then PCing...if you can wait a year for the Citi Costco card.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 3 of 11
razzy116
Frequent Contributor

Re: Citi Costco credit card

What does TY and AA SUB mean? Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800


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Message 4 of 11
wasCB14
Super Contributor

Re: Citi Costco credit card

ThankYou is a Citi points system, similar to Amex MR and Chase UR. You can get a SUB worth maybe $500 on Prestige and Premier last I checked. I got rid of my Prestige two years ago.

 

AA is American Airlines. SUBs of roughly 50,000 miles (roughly $500 in value) are common.

 

SUB is "sign-up bonus" (really "minimum spend bonus" but the term SUB is in more common use).

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 5 of 11
PaHi808
Valued Member

Re: Citi Costco credit card

@wasCB14 what is a big TY or AA SUB? Must be code or something.

Message 6 of 11
PaHi808
Valued Member

Re: Citi Costco credit card

@wasCB14 sorry didn't read far enough. Lol

Message 7 of 11
razzy116
Frequent Contributor

Re: Citi Costco credit card

I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800


Take the myFICO Fitness Challenge
Message 8 of 11
randomguy1
Valued Contributor

Re: Citi Costco credit card


@razzy116 wrote:

I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.


Yep

Message 9 of 11
camargochico
New Member

Re: Citi Costco credit card


@razzy116 wrote:

I have 2 citi cards in collections that i am paying off, would i be black listed for the citi costco credit card? Thank you and be safe.


Unfortunately yea

Message 10 of 11
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