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Got my card yesterday, setup my online account today, and immediately got on the chat. Asked if I was eligible for an APR decrease. Got an immediate, permanent reduction to 17.74% from 23.24%! 5.5% for 3 minutes work!
Not that I'm planning on carrying a balance, but still. Who knows?
Thanks lukepwnsall!
http://ficoforums.myfico.com/t5/Credit-Cards/Citi-APR-reduction-Guide/td-p/3918683
OMG! I so need to do with Citi!! Thanks for posting! I don't carry a balance either, it's just the thought. Lol! I'll wait until my intro rate is up.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Good job on that!
Congratz on your APR reduction.
You didn't get a 0% signup period?
Congratulations!
@JamP wrote:Congratz on your APR reduction.
You didn't get a 0% signup period?
Via some links, Citi has taken away the 0% intro purchase APR on Double Cash. Other links still get you to it.
@kdm31091 wrote:
@JamP wrote:Congratz on your APR reduction.
You didn't get a 0% signup period?
Via some links, Citi has taken away the 0% intro purchase APR on Double Cash. Other links still get you to it.
Yeah, I got a 0% BT offer for 18 months, nothing on purchases.
Honestly, I don't need another purchase promo. I've got one via Discover. Don't need the temptation.