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Citi DC / Amazon 0% promo

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Established Contributor

Citi DC / Amazon 0% promo

Just got this email from Citi. I'm not sure if it's targeted, or for all DC cards.

 

0% promo APR w/ fixed payments on Amazon purchases over $100, thru 10/31. You can decide how many months to spread it out for during checkout at Amazon.

  • $100+: 3 equal monthly payments
  • $149+: 3-6 equal monthly payments
  • $300+: 3-12 equal monthly payments
  • $600+: 3-24 equal monthly payments

Great time to do some early christmas shopping (or get yourself that new DJI drone I know you've been wanting Smiley Very Happy), and get your 2% cashback plus no interest for up to 2 years!

 

Using $600 / 24 months as an example, you'd pay $25 per month for 24 months, and no interest on it (but don't forget that you would, of course, still be charged interest on any other carried balances)

    Total Loan Balance: $28k / $70k

    Total SL: $41.2k
Goal cards:



United 1K - 675,000 lifetime flight miles    |    Chase 6/24
Message 1 of 13
12 REPLIES 12
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Contributor

Re: Citi DC / Amazon 0% promo

I wonder what Citi uses to determine offers.  Do you use the DC card as a daily driver or are they trying to entice you to use it?

 


Message 2 of 13
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Community Leader
Valued Contributor

Re: Citi DC / Amazon 0% promo


@coreysw12 wrote:

Just got this email from Citi. I'm not sure if it's targeted, or for all DC cards.

 

0% promo APR w/ fixed payments on Amazon purchases over $100, thru 10/31. You can decide how many months to spread it out for during checkout at Amazon.

  • $100+: 3 equal monthly payments
  • $149+: 3-6 equal monthly payments
  • $300+: 3-12 equal monthly payments
  • $600+: 3-24 equal monthly payments

Great time to do some early christmas shopping (or get yourself that new DJI drone I know you've been wanting Smiley Very Happy), and get your 2% cashback plus no interest for up to 2 years!

 

Using $600 / 24 months as an example, you'd pay $25 per month for 24 months, and no interest on it (but don't forget that you would, of course, still be charged interest on any other carried balances)


I would say targeted. Nice promo for holiday shopping. Of course the promo starts right after Prime Day. 😊 

Message 3 of 13
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Established Contributor

Re: Citi DC / Amazon 0% promo


@fatcomic wrote:

I wonder what Citi uses to determine offers.  Do you use the DC card as a daily driver or are they trying to entice you to use it?

 


I used to use it as a daily driver, until I got my CSR and then switched to using my CFU as my daily driver, a few months ago. So maybe they're just trying to win me over again? Aside from a couple recurring monthly subscriptions, I haven't charged anything else to my DC in a few months, it's actually not even in my wallet anymore.

    Total Loan Balance: $28k / $70k

    Total SL: $41.2k
Goal cards:



United 1K - 675,000 lifetime flight miles    |    Chase 6/24
Message 4 of 13
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Established Contributor

Re: Citi DC / Amazon 0% promo


@blindambition wrote:



I would say targeted. Nice promo for holiday shopping. Of course the promo starts right after Prime Day. 😊 


I'm sure that wasn't an accident, haha

    Total Loan Balance: $28k / $70k

    Total SL: $41.2k
Goal cards:



United 1K - 675,000 lifetime flight miles    |    Chase 6/24
Message 5 of 13
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Senior Contributor

Re: Citi DC / Amazon 0% promo

While this Amazon offer may be targeted, Citi does offer a similar program as Amex where charges of $100 or more can be placed in "Flex-Pay", where a person can choose from specific payment plan options. 






Message 6 of 13
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Super Contributor

Re: Citi DC / Amazon 0% promo

I got that offer too but fat chance on me financing anything on a $1900 limit. :/




Message 7 of 13
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Frequent Contributor

Re: Citi DC / Amazon 0% promo

I got this offer as well.

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 8 of 13
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Epic Contributor

Re: Citi DC / Amazon 0% promo

I hardly use My Citi DC cards  ..

no email promo offers, but they show up on Amazon when selecting payment options.

 

 

Also American Express shows 10% off ($10 Cap) When you use a couple rewards points.

 

Message 9 of 13
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Established Contributor

Re: Citi DC / Amazon 0% promo

Strangely, when I went to go use this feature, it is not showing up for me. I had deleted my DC card from my Amazon wallet some time ago, and I just added it back in today, but the only option it's giving me is "pay with Thank You points". No dropdown menu for selecting a financing plan.

 

Weird.

 

But it may have just saved me from making a purchase that I probably shouldn't have Smiley LOL

    Total Loan Balance: $28k / $70k

    Total SL: $41.2k
Goal cards:



United 1K - 675,000 lifetime flight miles    |    Chase 6/24
Message 10 of 13
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