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Hi All,
Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app? I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.
Thanks
It will be a HP. Having other Citi cards (retail, core or legacy) would not yield a SP for any additional products.
@bergrides wrote:Hi All,
Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app? I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.
Thanks
I guarantee it will be a hard pull.
Amex is the only lender I know that usually dispenses with hard pulls if you already have a card with them.
That is what I figured. Thanks.
@bergrides wrote:Hi All,
Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app? I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.
Thanks
Hi OP
You’ve gotten great and accurate responses. Our motto: Always expect a HP for any CC or CLI unless it says otherwise.