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Citi DC Hard Pull or Soft Pull if have the LL Bean card

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Citi DC Hard Pull or Soft Pull if have the LL Bean card

Hi All,

 

Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app?  I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.

 

Thanks

Message 1 of 5
4 REPLIES 4
Moderator

Re: Citi DC Hard Pull or Soft Pull if have the LL Bean card

It will be a HP.   Having other Citi cards (retail, core or legacy) would not yield a SP for any additional products.

Message 2 of 5
Super Contributor

Re: Citi DC Hard Pull or Soft Pull if have the LL Bean card


@bergrides wrote:

Hi All,

 

Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app?  I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.

 

Thanks


I guarantee it will be a hard pull.

 

Amex is the only lender I know that usually dispenses with hard pulls if you already have a card with them.


Total revolving limits 639500 (558000 reporting)
Message 3 of 5
Contributor

Re: Citi DC Hard Pull or Soft Pull if have the LL Bean card

That is what I figured.  Thanks.

Message 4 of 5
Community Leader
Super Contributor

Re: Citi DC Hard Pull or Soft Pull if have the LL Bean card


@bergrides wrote:

Hi All,

 

Has anyone applied for the Citi DC card when they already had the LL Bean card by Citi, and if yes was a hard credit pull or a soft pull needed to app?  I have the Bean card and have been thinking of getting the Citi DC card to have 2% default cash back.

 

Thanks


Hi OP

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