Citi® Diamond Preferred® Card should i go for it ?

[Anonymous]

Hi all,

               Today I have recieved a pre approved offer from citi diamond preferred master card with 0% APR for 18 months and 13.99 after that.

My question is should i go for this card ?

I have an Amx Gold from a 1 yr now and a Macy's store card from 2 yrs, citi dividened card as an AU on my wife with 4k limit, AU on my father's card Amx blue 5k limit, Amx Green again AU and joint card from discover with my wife with 1k limit.

If I go for this card how much i should expect this CL. My credit karma score is 734.

Please suggest

Regards.

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

[kc12286]

---

@Anonymous wrote:

Hi all,

               Today I have recieved a pre approved offer from citi diamond preferred master card with 0% APR for 18 months and 13.99 after that.

My question is should i go for this card ?

I have an Amx Gold from a 1 yr now and a Macy's store card from 2 yrs, citi dividened card as an AU on my wife with 4k limit, AU on my father's card Amx blue 5k limit, Amx Green again AU and joint card from discover with my wife with 1k limit.

If I go for this card how much i should expect this CL. My credit karma score is 734.

Please suggest

Regards.

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

---

I would sugggest you pull your actual FICO scores. Also check out the CIt.com website. I know their Platinum Select Mastercard is offering 21 months 0% financing and BT. I think that's certainly more appealing than Diamond. Plus the Platinum Select has a rewards program attached to it.

[Guava]

For what it's worth, Credit Karma score doesn't really indicate anything. My CK score is 759 but my actual FICO TU score is 643.

If you have no recent negatives on your report and really need the balance transfer, I'd say give it a try

[OnTheRebound]

Don't pay any attention to CK scores. My CK score is 752. My TU Fico 792.

[trumpet-205]

Well, if you plan on taking advantage of 0% interest for 18 months, go for it. This is a good card for 0% interest on purchase and/or balance transfer.

If reward is your thing then don't get it.

[UFGuy2006]

---

@trumpet-205 wrote:

Well, if you plan on taking advantage of 0% interest for 18 months, go for it. This is a good card for 0% interest on purchase and/or balance transfer.

If reward is your thing then don't get it.

---

Other than the intro interest offer, its a pretty useless card. I've had mine for a few years now with a very low APR, but no real purpose for the card besides that.