After the balance transfer intro offer, I've been finding the Citi DP card to be basically worthless and unremarkable, apart from running on the mastercard network.
No cash back rewards, points, or travel perks of any kind.
Can I PC to Rewards+, Premiere, or something good?
If you PC a card, do they typically give the same credit line and interest rate?
Citi has about the most flexible product change policy you'll find. My Rewards+ was a Diamond Preferred originally. You can product change to pretty much any Citi product available, and even many that haven't been around for years but are still serviced. (Dividend, a 5% category card like Chase Freedom or Discover it seems to be an exception these days).
Credit line would stay the same. Interest rate would stay the same for comparable cards but can be changed either immediately or a bit after if you go from something like a no frills card to a decent travel card.
Keep in mind with the product change, you will not get a new cardholder bonus which can be worth a considerable chunk. Also, due to partner agreements, some PCs can be one way (Costco cards for example often cannot be changed to anything else).
Yay, a 10 minute phone call, and I was able to get it converted to Premiere! Am guessing there is no SUB with it, but after the BT, I think I'll find the Premier to be a much better card.
@tarlej17 - I'm glad that you were able to successfully PC the card to something more useful to you at this point.
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@tarlej17 wrote:
Yay, a 10 minute phone call, and I was able to get it converted to Premiere! Am guessing there is no SUB with it, but after the BT, I think I'll find the Premier to be a much better card.
Right, no SUBs on PCs (which is the case for any issuer), but glad you got to switch to a more useful card.
