So the Dividend Q3 categories are Home Improvement and Streaming Services. One thing I really like about this card is unlike Discover/Chase (where your annual cashback is limited each quarter by $1,500 spend), the Dividend let's you accrue the same $6,000 annual spend, but you can do it in any allocation across any quarter (spend all $6k in one quarter and get the full $300 at once).
I've used it a bit this year, but can make some use out of the Home Improvement one right now and can bank the remaining $250 cash in this quarter alone. Woo-Hoo!
Courtesy of Danny the Deal Guru
