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Citi Double Cash Card World Elite Mastercard!?!

Medic981
Valued Contributor

Citi Double Cash Card World Elite Mastercard!?!

So at the end of my last successful app spree, and before I committed myself to the garden, I applied for a Citi Double Cash Back CC. I was super pumped when I was given a $5000 SL after verifying my identity. 

 

Today, I received my blue and green envelope with my beautiful CC in it. It has 15.24% APR and to my surprise, it is a World Elite Mastercard. Nothing indicated that I was applying for a WEMC at the time. My question is are all Double Cash Back CC WEMC and if not, what determines WEMC status?

















Your FICO credit scores are not just numbers, it’s a skill.

Message 1 of 32
31 REPLIES 31
K-in-Boston
Moderator

Re: Citi Double Cash Card World Elite Mastercard!?!

I don’t think all of them are but the majority are. Usually that’s a $5,000+ CL but not always. Important to note that Double Cash is often not treated as a true WEMC if you try to do certain things through the MC portal. (Similar to how CSR is not recognized as a true Visa Infinite card.)
Message 2 of 32
Medic981
Valued Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!

Thanks for the reply. This is the first time I have achieved "elite" status before. I am not even sure what WEMC status gets me. I will have to do more research online. 

















Your FICO credit scores are not just numbers, it’s a skill.

Message 3 of 32
wasCB14
Super Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!


@Medic981 wrote:

Thanks for the reply. This is the first time I have achieved "elite" status before. I am not even sure what WEMC status gets me. I will have to do more research online. 


More sizzle than steak.

 

It's a lot cheaper to market a luxury image than it is to provide benefits of real value. A lot of the services are for an extra fee or come with some catch. "Discounts" from the card can usually be found elsewhere.

 

Citi DC has some pretty good benefits for a no-AF card, but they come from Citi and not WEMC.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 4 of 32
Medic981
Valued Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!

Who issues cards with "real" WEMC benefits?

















Your FICO credit scores are not just numbers, it’s a skill.

Message 5 of 32
avogadro12
Frequent Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!

+1 on the benefits. The card does have good benefits for no annual fee card! Trip cancellation (but not delay as far as I know), price protection, and purchase protections.
Message 6 of 32
UpperNwGuy
Valued Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!


@Medic981 wrote:

Who issues cards with "real" WEMC benefits?


What benefits do you consider to be "real" WEMC benefits?  The sad truth is that WEMC, like Visa Signature, is mostly a status symbol.  When a bank enters into an agreement with Visa or MasterCard to offer a new card, the bank picks from a menu of "benefits" and pays the network accordingly.  The bank can also add some of their own benefits to the card.  These tend to be the real ones.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom Unlimited
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Freedom • Chase United MileagePlus • UNFCU Azure
Message 7 of 32
K-in-Boston
Moderator

Re: Citi Double Cash Card World Elite Mastercard!?!

WMC, WEMC, VS, and VI also tend to have higher Interchange swipe fees.
Message 8 of 32
AverageJoesCredit
Community Leader
Mega Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!

I wonder if those approved for a $500 DC celebrate getting an Elite MastercardSmiley Wink
Message 9 of 32
Medic981
Valued Contributor

Re: Citi Double Cash Card World Elite Mastercard!?!


@AverageJoesCredit wrote:
I wonder if those approved for a $500 DC celebrate getting an Elite MastercardSmiley Wink

Uh hum... That is World Elite Mastercard... Thank you Very Much. LOL

















Your FICO credit scores are not just numbers, it’s a skill.

Message 10 of 32
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