There are some very borderline nonFSR remarks in this thread. I am going to remind everyone that all posting must be done in a friendly, supportive and respectible manner. There are ways to say things without approaching the FSR line. As the OP has been approved for this card this thread will be closed to further discussion. I suggest the following be reviewed
http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/td-p/2905196