Recieved card in the mail today and activated it set up all of my monthly bills on auto pay. While doing so I have seen where people were able to lower APR as soon as they get the card. Spoke with agent and he lowered my APR from 16.99 to 14.24. I PIF every month but still nice to know I have a low rate. WOW Citibank! I would have to say this is by far one of my favorite credit cards and I just got it. Also requested a limit increase intial SL is 5K which is a little low for me I like to stay under 30% and some months I can run anywhere from 3K-5K in charges. Will come back and update this post once I hear back about limit increase.
Congratulations on your APR reduction!
Congrats! Welcome to DC family 🤑
That's pretty awesome for them to do right out of the gate! Good luck on that CLI and congrats on the new DC! 🙂
Impressive getting an apr redux off the bat, Citi must like you
. Regardless of how high it may seem , still a good apr for a rewards card. Of course using it would negate the rewards
I hope you get the SL increase 😀
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