Recieved card in the mail today and activated it set up all of my monthly bills on auto pay. While doing so I have seen where people were able to lower APR as soon as they get the card. Spoke with agent and he lowered my APR from 16.99 to 14.24. I PIF every month but still nice to know I have a low rate. WOW Citibank! I would have to say this is by far one of my favorite credit cards and I just got it. Also requested a limit increase intial SL is 5K which is a little low for me I like to stay under 30% and some months I can run anywhere from 3K-5K in charges. Will come back and update this post once I hear back about limit increase.
Good thing you pay in full, 14% APR might be lower than the average but is still wayyy too high to pay interest on.
Congrats on your new Citi DC card and APR reduction!
That's pretty awesome for them to do right out of the gate! Good luck on that CLI and congrats on the new DC! 🙂
Impressive getting an apr redux off the bat, Citi must like you. Regardless of how high it may seem , still a good apr for a rewards card. Of course using it would negate the rewards
Nice work!! Congrats!! Good luck on your CLI!!
Congratulations on your APR reduction!
I hope you get the SL increase 😀