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Citi Double Cash World Elite Version

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Citi Double Cash World Elite Version

My Double Cash card came in over the weekend and I noticed that they gave me the World Elite version. I did not even realize it was the WEMC version when I was applying. I tried finding more information about it but didn't really find much. Is the World Elite version that default and it is just not advertised? Or did I get lucky? They gave me a credit line of $5k.


Total CL: $40,300

Enthusiast

Goal: 0 Inquiries for a year
Message 1 of 28
27 REPLIES 27
Established Contributor

Re: Citi Double Cash World Elite Version

Congrats!

When I got my card, its was WMC version and then they upgraded me to WEMC after CLI went over 5K!

Whats your APR by any chance?







Starting Score: 520
Goal Score: 750

Message 2 of 28
New Member

Re: Citi Double Cash World Elite Version

I don't think Credit Limit /APR has anything to do with it. When I got my DC my limit was 1500 and my apr was the highest and it was still issued as a WEMC.

Message 3 of 28
Community Leader
Valued Contributor

Re: Citi Double Cash World Elite Version

Mine started at 3.7k and it was a WEMC when I got it. Congrats on the card! It’s great! 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 4 of 28
Valued Member

Re: Citi Double Cash World Elite Version


@cybersamp wrote:

Whats your APR by any chance?


They gave me 18.99%.


Total CL: $40,300

Enthusiast

Goal: 0 Inquiries for a year
Message 5 of 28
Senior Contributor

Re: Citi Double Cash World Elite Version

DC WEMC

Now that is a credit oxymoron.
Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum
Potential closures/downgrades: Savor, BCP, Double Cash
Message 6 of 28
Super Contributor

Re: Citi Double Cash World Elite Version

They have been issuing it as a WEMC for awhile now with various limits; the limit doesn't seem to matter. That said, even though the card says WEMC, many have reported they can't get at least some of the WEMC benefits.

Message 7 of 28
Established Contributor

Re: Citi Double Cash World Elite Version

Congrats again! Thats an awesome APR. Most reward cards much higher these days.







Starting Score: 520
Goal Score: 750

Message 8 of 28
Contributor

Re: Citi Double Cash World Elite Version

Means absolutley nothing.

 

Other than having a shiny sticker and earning Citi higher swipe fees, you get zero World Elite benefits.

 

I ended up changing my DC to a Rewards+, I wasn't using my DC much anymore and with the loss of benefits, no point letting Citi get away with the higher fees.

Message 9 of 28
Established Contributor

Re: Citi Double Cash World Elite Version


@PDXoriginal wrote:  "...I ended up changing my DC to a Rewards+, I wasn't using my DC much anymore and with the loss of benefits, no point letting Citi get away with the higher fees."

 ? ? ?  Higher Fees?  Smiley Indifferent

 

I thought both the Citi Double Cash and the Citi Rewards+ both have no AF?  Which fees do you mean?




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9.5+ years; AoYA = less than 1 year (Aug 2019)
Total Open Credit Lines Over $400K. Utilization Less Than 1%. Inquiries until May 2020 (TU:1 -- EQ:0 -- EX:5)
*Hover cursor over each card to see name, CL
Message 10 of 28
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