Citi DoubleCash APR Reductions x4 Update 3/1

[JamP]

Get your APR reductions in Everyone.

I received 3 Apr reductions over the last week.

I started at 21.49%

2/23/17 to 19.49%

2/24/17 to 17.49%

2/28/17 to 15.49%

3/1/17 to 14.74%

Wonder how low I can go?

[Anonymous]

How were you requesting them?

[JamP]

I requested them through chat.

I just asked if there are any apr reductions offers on my account.

Some of the chat people state that you can only request once every 6 months which I proved is not true.

The weird thing is the first time they offered 2 apr reductions which I took the lowest.

The third time they offered three which I took the lowest. They offered (1)16.49, (2)15.79 and (3)15.49, I said I will take the lowest offer number 3.

I logged out and back in and can see it was lowered to 15.49 instantly.

[AverageJoesCredit]

Congrats Jam! So all you do is chat the request, obvioudly yes i know you answered, but more importantly how long do you need to have the account to reduce the apr? Thanks

[Poppa]

I got mine dropped 5 days in a row down 9%. Read somebody got theirs dropped 6 days in a row.

Edit: I've had my card 2 months. I didn't get a 0% purchase APR promotion.

[JamP]

Yes, I just opened the chat window on the side.

The card needs to be out of the promotional period.

I am hoping I can get it down to around 13% or lower.

[K-in-Boston]

I did it on my wife's card via chat every 48 hours and it went from 25.24% down to 14.24% two percent at a time every two days.  That 6th time it only went down by 1%, so we stopped there.  Up to 14.49% now with prime rate change in December but much better than it was!

[JamP]

Great Data Points. Thank you.

[galahad15]

Congratulations to everyone who was successful in getting their APR lowered! 

[AverageJoesCredit]

Any way to find out if you are out of the 0% window. Im coming up on a , hory crap, tomorrow i got a year with my DC, LOL, just realized this as i write this lowering apr is a worthy goal now that im in the garden