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Citi Flex Loan

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AverageJoesCredit
Legendary Contributor

Re: Citi Flex Loan

Yeah i see your point but its a nice option maybe for something small. Being on a credit card, i can see the danger thanksSmiley Happy
Message 11 of 25
Anonymous
Not applicable

Re: Citi Flex Loan

I haven’t seen this on my card, but it’s fairly new. 

Message 12 of 25
CreditCuriosity
Moderator Emeritus

Re: Citi Flex Loan

Must have a cap of 20k on it as my CL is higher.  What it looks like though

 

Screen Shot 2019-09-28 at 5.15.59 PM.png

Message 13 of 25
AverageJoesCredit
Legendary Contributor

Re: Citi Flex Loan

Do it CC! If you want ill be your guinea pig. I accept all gifts and 20k would take me for quite a joyride in the Citi , Flex! Time to cash CC's Chex!Smiley Happy
Message 14 of 25
Remedios
Credit Mentor

Re: Citi Flex Loan

When Chase sent their notices about Chase Loan, my APR looked like payday loan. They will throw money at me, but if they could set my APR in three digits, they would. 

Message 15 of 25
UncleB
Credit Mentor

Re: Citi Flex Loan

I PC'ed my Diamond Preferred to a Double Cash thinking it might make some of these more interesting options appear, but it never happened... I've never even had an offer for a BT other than the initial offer than came when the card was first opened. Smiley Sad

 

They continue to give me decent SP CLIs every six months even with nearly no usage, though, so I keep it around to keep my options open for later on. 

Message 16 of 25
AverageJoesCredit
Legendary Contributor

Re: Citi Flex Loan

My DC never gets any real offers nor cli. Im going to have to call Citi and see what my chances of cli if i lower my Macys Amex. Probably not goodSmiley Wink
Message 17 of 25
Anonymous
Not applicable

Re: Citi Flex Loan

AJC, I was wondering if citi would raise mine if I reduced my Macy’s. Lol
Message 18 of 25
AverageJoesCredit
Legendary Contributor

Re: Citi Flex Loan

Its definetly worth a shot Birdman. Im not sure a CSR will tell me the truth but i may give them a call when i get home tonight.
Message 19 of 25
Anonymous
Not applicable

Flex Loan from Citi

Offer is 7.99 APR. My DC cl is 25950 of which I use $50 on ave. A sp cli of 50k would be better!
Message 20 of 25
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