Citi Forward vs. Thank You

[wreith]

What the differences?  I tried googling but I kept getting links about the preferred cards.  Is there a big difference between the basic plain jane versions?

[jsucool76]

Forward is 5 points on restaurants and entertainment, plus 1,200 every year for on time payments, and citi thank you is 1% on everything plus an aniversary bonus. 1% bonus the first year, 2% the 2nd year, and 3% bonus from there on. 

I assume the higher thank you level you go (premier, prestige, super duper thank you and so on) the rewards get better. 

[trumpet-205]

Googling should have already told you the difference, very big difference.

Forward:

5 TY points per dollar spent on book store, restaurant, and entertainment. 1 TY point per dollar spent otherwise.

ThankYou:

1 TY point per dollar spent on all purchases.

3% annual bonus on amount of TY points earned when your card is two years old (2% for one and 1% for less than one).

Forward has better extended warranty and cell phone protection (only covers less than $50 of phone's total value).

ThankYou Preferred gets you concierge service and NPSL. Basic ThankYou card is a barebone CC.

[wreith]

Edited for typo's

Thanks it seemed like every link I followed was only for the upper cards not the plain ones.  So the forward would be the better card to get. 

[gettnthere]

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@jsucool76 wrote:

Forward is 5 points on restaurants and entertainment, plus 1,200 every year for on time payments, and citi thank you is 1% on everything plus an aniversary bonus. 1% bonus the first year, 2% the 2nd year, and 3% bonus from there on. 

I assume the higher thank you level you go (premier, prestige, super duper thank you and so on) the rewards get better. 

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I want that one lol. Seriosuly though, i like both cards and they both have their own set of rewards system. Before long im sure ill have both lol