For those that wish to keep a ZERO balance on this card at closing date, should understand the following.
You will earn 100 bonus ThankYou Points every month during which you stay within
your credit limit and make at least your minimum payment on time. Your account
must be open and current in order to be eligible for this award.
Accounts with a zero minimum payment due at the end of a billing period will not be eligible for
an award for that period. These bonus points are not included in the annual calendar year cap.